Chiang Mai · University graduates

Field Graduate Planning

Personalized financial planning consultations for people who recently finished university—mapping income, debt, and savings while life in Northern Thailand still feels new.

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Tree-lined university campus walkway in Chiang Mai

Planning that respects where you landed after graduation

Many new graduates in Chiang Mai juggle a first salary, family expectations, and rent near Huay Kaew or the old city. We meet at our office on Huay Kaew Road or by video when you are elsewhere in Thailand, and we translate abstract money goals into weekly choices you can track.

Consultations focus on cash flow, emergency buffers, student-loan timelines, and the trade-offs of staying local versus relocating for work—not product pitches dressed up as advice.

Graduate reviewing notes and laptop at a desk — Typical topics surface within the first two meetings.

What we unpack in graduate financial planning sessions

You bring payslips, loan statements, or even a rough spreadsheet—we help you read them together and decide what to adjust first.

First paycheck structure

Splitting salary across rent near the university district, transport, and social costs without ignoring retirement contributions.

Debt sequencing

Ordering education loans, credit cards, and family support repayments when interest rates differ.

Protection basics

Discussing health and life coverage needs before you commit to policies you may not need yet.

Walk through our planning path

Ask a question before you schedule

Send a short note about your situation. We reply by email—usually within a few business days.

Quiet office desk prepared for a financial planning discussion

Questions graduates ask before the first meeting

Do I need investments on day one?

Not always. We often stabilise cash flow and emergency savings before discussing funds or brokerage accounts.

Can sessions stay in English?

Yes. Materials can be prepared in English while referencing Thai tax and banking context where relevant.

Is this only for Chiang Mai residents?

We prioritise clients connected to Chiang Mai universities or employers, but video consultations are available across Thailand.

Are fees quoted on this site?

Session formats and fees are confirmed individually after we understand your scope—nothing here is a fixed price list.

Calculator and notepad used to sketch a monthly budget — We favour paper-and-number clarity over glossy dashboards.

Who this is for—and who should look elsewhere

For: university graduates within a few years of finishing a degree, especially those earning their first stable salary in Chiang Mai or considering return after study abroad.

Not for: high-net-worth estate planning, business exit strategy, or speculative trading coaching. We also do not provide regulated securities dealing—only planning and education-oriented guidance.

Neutral evidence: our work is structured as consultations and written follow-ups; we do not publish client ratings or outcome guarantees on this site.

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