Graduate planning path
Our planning path is built for people who recently completed a degree and want structured financial conversations—not a one-size product menu.
1. Orientation call
We clarify your timeline: first job start date, relocation plans within Thailand, and any education debt still outstanding. You decide whether to continue to a full planning conversation.
2. Document snapshot
You share recent payslips, loan statements, or a simple spending diary. We do not require perfect records; rough numbers are enough to expose gaps.
3. Cash-flow map
Together we draft a monthly map that separates fixed costs (rent near campus corridors or shared housing), variable social spending, and minimum debt payments.
4. Priority ladder
We rank goals—emergency fund, loan prepayment, insurance basics, long-term investing—and note which items depend on employer benefits.
5. Written follow-up
You receive a concise summary of decisions and open questions. Implementation stays with you; we do not execute trades or sell policies on your behalf.
Session formats, durations, and fees are agreed individually once scope is clear. Nothing on this page constitutes a binding quote.